ICBC Repair Body Shop in Surrey & Vancouver
ICBC acronym stands for Insurance Company of British Columbia. Everyone in BC or British Columbia which is a province in Canada uses this insurance company to insure their vehicles for collision and comprehensive coverage. They also have extra coverage that insure you when you are using your vehicle in the USA. An ICBC Repair shop is a body shop or collision center who works closely with ICBC.
When you buy a car you have to go to the auto plan agency. This is where you can choose your coverage to insure your vehicle. We have to buy the minimum coverage to be issued a plate that covers liability. Collision coverage is optional. you can also choose the amount you would want your deductible to be. Typically it is $300, $500, $750, or $1000.
Every year you drive without getting in a accident you get a discount on your insurance rates. All drivers start at a base rate and receive discounts every year or if they get in a accident they can have a surcharge in their rates. They us a claim scale ladder to represent your current position with saving percentage discount. This is available to view online or we have one that can be viewed. We can help you navigate to see if your insurance rates will go up or not.
When you get in a accident you would get the other parties info and call ICBC to make the claim or you can use their online form to submit a claim. It takes minimum 3 days for you to receive your claim # number. On the telephone you have once your call is finished. It typically is a 10 minute call with no real waits.